Coverage That Rides With You
Protect your motorcycle with quality coverage from Triple H Protection Group. There are many types of coverage available and one of our knowledgeable agents are ready to help you understand what coverage is available to you. Your policy can include:
- Bodily injury liability coverage
Covers things like medical expenses and lost wages that result from the injury or death of another driver when you're at fault. In some states, this liability extends to passengers on your motorcycle, too. In others, it may be offered separately.
- Property damage liability coverage
Covers damage to another person's property when you are at fault. You may be liable for other vehicles, private residences, storefronts and other structures.
- Medical payments
Covers reasonable and necessary medical expenses that are the result of any injury to you or your passengers, like ambulance rides and x-rays.
- Personal injury protection
This type of coverage can reimburse you for medical expenses, lost income, funeral expenses, childcare and more if you're hurt in an accident.
- Collision coverage
Covers damages to your motorcycle that result from a collision with another object, which can include another car or motorcycle, a tree or a building.
- Comprehensive coverage
Covers damages to your motorcycle NOT caused by a crash with another vehicle-things like flooding, wind, vandalism and theft. You're typically covered for repairs up to the actual cash value of your bike. Plus, you get to choose your deductible.
- Uninsured/underinsured motorist bodily injury
If you get into an accident and an uninsured or underinsured driver is at fault, this covers your injuries as well as your passengers'. Different states have different requirements for this coverage.
- Towing and labor
Reimburses you for the costs of towing and related labor if your motorcycle breaks down or you get in an accident. Policies for Harley-Davidson, Touring and Touring Sport bikes include this coverage automatically, but you can buy it for other kinds of bikes.
- Rental reimbursement
Helps cover the cost of a rental if your bike is stolen or being repaired in the shop.
- Motorcycle and off-road vehicle transport trailer damage
Covers damage and loss of your trailer and motorcycle resulting from collision, rollover and most natural and man-made losses such as earthquakes and vandalism.
- Lease/loan gap
If your bike gets totaled or stolen, this pays the difference between what your motorcycle is worth and what you still owe on your loan or lease. To get this coverage, you need to have comprehensive and collision on the same policy.
- Optional or added equipment
With THPG, your policy automatically comes with $1,000 worth of coverage on after-market upgrades. You can buy extra coverage up to $30,000.
Upgrades for Your Motorcycle Policy
Dependable coverage and the support of a local agent are just the beginning of what you'll get with a Triple H Protection Group motorcycle insurance policy. Optional features like the Rider Protection Package and the First-Accident Waiver give you outstanding protection and benefits.
Protect Yourself And Your Family
If you're in a serious or fatal covered accident, you'll likely need help regardless of who is at fault. That's what makes the Rider Protection Package so invaluable. It can provide death and dismemberment coverage and cash benefits to you or your family. Ask your Triple H Protection Group agent about adding it to your policy.
Lose Your Bike? Replace It With A New One
If your new motorcycle is stolen or totaled, there's no replacing it in your heart, but you can replace it in your driveway. New Motorcycle Replacement coverage gives you a new bike so you can get right back on the road, where you belong. Find an agent
for more details.
Get the Genuine Parts Guarantee
You spent time and money creating the bike you've always wanted. With the Triple H Protection Group Genuine Parts Guarantee, you can be certain that your bike will always be fixed with original manufacturer's parts. Start your quote
with an agent to get this feature for yourself.
Have Your First Accident Waived
We all make mistakes. Luckily, the First-Accident Waiver lets you call a mulligan. With the First-Accident Waiver, your insurance premium won't go up just because of your first accident. The feature is offered at no extra charge, if you're eligible. Talk to an agent
to see if you are. To use the waiver, four things must happen:
- It has to be the only accident in 48 months where you were at fault-on any motorcycle.
- Your motorcycle insurance policy with THPG needs to be at least 48 months old.
- Both the bike and the driver have to be covered when the accident happens.
- The covered driver can't be charged with any major traffic violation related to the accident.
Save Your Money For The Road
Whether you want new custom parts for your bike or the perfect souvenir from your cross-country ride, there are plenty of great ways to spend the money you save on motorcycle insurance. You could lower your motorcycle insurance premium with discounts like:
- Multiple motorcycle discount
Have more than one great bike in your life? You could save 10-15% by insuring multiple motorcycles with Triple H Protection Group.
- Multi-policy discount
Save up to 30% if you insure your auto, your home or almost anything else with Triple H Protection Group.
- Good Rider discount
Going 60 months without an at-fault accident or anything more than a minor violation is great-and it can save you up to 10%.
- Transfer discount
If you have a motorcycle policy with another insurance company and switch to Triple H Protection Group, we'll welcome you with a discount that can help you save up to 10%.
- Motorcycle organization discount
Save up to 10% (only on bodily injury liability and property damage liability coverage premiums) if you belong to the American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Touring or Road Riders Association, Harley Owners Group, Honda Riders Club of America, Motorcycle Safety Foundation or Motorcycle Touring Association.
- Motorcycle safety course discount
Enjoy a 5% savings for voluntarily passing a motorcycle safe driving program in the past 36 months and making the roads a safer place to be.
Putting Rider Safety First
Every day in this country, three motorcyclists are killed at intersections1. That's why Triple H Protection Group is dedicated to motorcycle safety and keeping riders riding. To help keep motorcyclists safe, we: