Insurance & More

Triple H Protextion Group

Boat Insurance

Protect Your Boat For Around $20* A Month.

Even if you're not required to have boat insurance, it's important to protect your boat and your crew from harm. You can get that dependable coverage from Triple H Protection Group at a surprisingly affordable price, along with the support of a knowledgeable agent who can help you navigate your policy. Experience the peace of mind that comes knowing your watercraft is covered, bow to stern.

Learn about the types of boat insurance coverage.
As a boater, you have specialized insurance needs. A Triple H Protection Group agent understands your needs and can answer your questions about what different boat insurance coverage types protect so you can build a policy that makes the most sense for you. In addition to helping you with your policy, your agent can help you:
  • Save money with boat insurance discounts
  • Understand the claims process
  • Access tips and expertise on boat safety and maintenance

Find an agent now to start your boat insurance quote.

Boat Insurance Coverage

Be The Captain Of Your Coverage.

Whether you're spending every day on the water or have your boat in storage for the winter, it's important to keep your watercraft protected against the unexpected year round. Typically, coverage is not required by law, but your lien holder may have requirements. An agent can help answer your questions, but you can also learn about the coverage types below:
  • Watercraft medical payments coverage
    Helps pay medical costs if you or anyone on your boat is injured in an accident.
  • Watercraft liability coverage
    If there's an accident, this covers the medical and other expenses of whoever was injured as well as the costs of repairing or replacing another person's boat or property.
  • Property coverage
    Covers the damage to your boat if you're involved in an accident with another boat or something else, like a pier, buoy, dock or debris. It also typically pays for damage caused by something other than a collision, such as theft, fire or vandalism.
  • Repair cost
    Covers the repair work done on your boat, motor, equipment or trailer with no deduction for depreciation*.
  • Emergency services
    If your boat breaks down, this covers the cost of towing and labor and the cost of delivering fuel, oil or a battery.
  • Uninsured watercraft coverage
    If you're in an accident with an uninsured boater, this helps pay for injuries that you, your family or anyone else on your boat sustains.
  • Agreed value option
    When you're reimbursed for your boat's value, you'll be reimbursed for what it was worth at the start of the policy regardless of the current market value.
  • Personal effect coverage
    Covers your fishing equipment and other personal belongings if they're damaged, lost or stolen.
  • Additional boat equipment
    Covers boat accessories, like anchors, life jackets and navigation gear, up to the policy limits.
  • Boat trailer coverage
    Covers damages to your trailer resulting from an accident or other unforeseen incident.

Find an agent to learn more about ways to protect your boat with insurance.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary.

*This option is only available for partial losses.

Boat Insurance Discounts

Reel In Some Impressive Savings.

Love showing off your boat? You might find yourself telling all your friends how little you pay for your boat insurance, too. Get discounts on your THPG policy for things like paying in full and owning a home while enjoying the quality protection you want for your watercraft. You can save with:
  • Multi-policy discount
    Save up to 20% when you combine your boat insurance with an THPG homeowners policy.
  • Full-pay discount
    Pay your entire premium when you sign up, and you could save up to 10%.
  • Homeownership discount
    Enjoy a savings of 10% just for owning a home, townhouse, condo or mobile home.
  • Boat education discount
    Learning safety skills can be good for you and your wallet. Get a 5% discount if you've taken approved boater safety classes.
  • Easy pay plan®
    Save up to 5% when you have your insurance payments automatically deducted from your bank account. Easy pay plan is not available in all states.

Find an agent to see all the ways you can save on boat insurance.
Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary.


Boat Safety

Helping You Stay Safe At Sea And On The Shore.

In addition to protecting your boat and passengers with quality insurance, there are steps you can take to help keep both safe. From ensuring you have flotation devices and navigation tools to knowing how to safely tow your boat on the road, THPG is dedicated to improving boater safety and has many tools & resources to help you prepare.

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