Insurance & More

Triple H Protextion Group

Auto Insurance

Insurance
Getting the right car insurance starts with knowing your state insurance requirements.
In Louisiana, you're legally required to have the car insurance coverage at the levels listed in the chart below. Once you're familiar with the basics, take a look at the common coverage levels of Triple H Protection Group policyholders in Louisiana. It's a great way to get a sense of what others are choosing in your area.
Your agent can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car insurance should, too. Your agent will be there to discuss your options and help you find ways to save on your premium. THPG also provides you with helpful information so you can better understand car insurance and rest easy knowing you're protected.
 
Coverage Type
Louisiana Requirements
Common Coverage Levels In Louisiana

 
 
·Bodily Injury Liability
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
 
$15,000 limit per person/ $30,000 limit per accident state minimum coverage
$100,000 limit per person/ $300,000 limit per accident average THPG customer in Louisiana
 
·Property Damage Liability
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
 
$25,000 limit state minimum coverage
$100,000 limit average THPG customer in Louisiana
 
·Uninsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
 
Not required
Bodily Injury: $10,000 limit per person/$20,000 limit per accident
$100,000 $300,000 limit per accident average THPG customer in Louisiana
 
·Underinsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have enough insurance.
 
Grouped with uninsured motorist coverage
Grouped with uninsured motorist coverage
 
·Medical Payments
If you and/or your passengers are hurt in an accident, this can cover your medical or funeral expenses.
 
Not required
$5,000 limit
 
·Collision
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
 
Not required
$500 deductible
 
·Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
 
Not required
$500 deductible
 
 
Enjoy Exceptional Policy Features.
THPG offers many optional features that you can add to your auto insurance policy. With a range of features to pick from, you'll be able to build the policy that meets your needs—some can even help you save on your monthly car insurance premium.
 
Drivewise®
Downloading a mobile app can have a big impact on your auto insurance bill. Drivewise® tracks your driving habits and rewards you for being safe behind the wheel.
Learn more about Drivewise®
 
Star Driver
Star Driver is an app-based driving program for teens and their parents. It uses innovative technology to help parents rest a little easier and teens prove they can be trusted behind the wheel.
Learn more about Star Driver
 
Claim Satisfaction Guarantee
Personal attention and quality service are important to you, so they're important to us. With THPG's Claim Satisfaction Guarantee, you'll be happy with any car insurance claims you make.
Learn more about Claim Satisfaction Guarantee
 
Your Choice Auto®
From Accident Forgiveness to Safe Driving Bonus®, purchasing Your Choice Auto features can add many helpful benefits to your auto insurance policy.
 
Cut Your Premium, Not Your Coverage.
With THPG, you'll enjoy quality protection and a variety of auto insurance discounts. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.
 
Featured Discount
With Drivewise®, driving safe can help you save. Downloading a mobile app or installing a small device in your car to track your safe driving habits could help you earn a savings of up to 30%.
Learn more about DRIVEWISE
 
Vehicle Discounts
A shiny new set of wheels can help you lower your car insurance rates. Your car's safety features could also help you spend less on auto insurance. Explore all the vehicle discounts from THPG:
 
  • Passive restraint discount
    If your car came from the factory with airbags and motorized seatbelts, you could save up to 30%.
  • Anti-lock brake discount
    When your car is equipped with anti-lock brakes, you'll score a 10% discount.
  • Anti-theft device discount
    Secure more savings with an anti-theft device in your car-up to 10%.
  • New car discount
    Save up to 30% if you're the first owner of the vehicle and your car is only two years old.
  • Economy car discount
    You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.
  • Utility discount
    Save up to 15% when you own a utility vehicle with a model year of 2002 and prior.
  • Farm vehicle discount
    Save up to 10% when you vehicle is used primarily for farm or ranch work.
Policy Discounts
From the way you pay your bill to purchasing additional insurance from THPG, your policy management style can help you save money. Discover the available policy discounts:
 
  • EZ pay plan discount
    Save up to 5% on auto insurance when you set up automatic withdrawal.
  • eSmart® discount
    Sign up for ePolicy-a convenient way to view all your insurance documents online - and save up to 10%.
  • FullPay® discount
    Save up to 10% when you pay your policy in full.
  • Auto/Life Discount
    Enjoy a discount on your auto insurance when you purchase a life insurance policy.
  • Multiple policy discount
    Save up to 10% on your auto insurance when you purchase a home or renters policy.
  • Early Signing Discount®
    Save up to 10% when you sign your policy seven days before it becomes effective.
  • Good payer discount
    Save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.
Lifestyle Discounts
You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save:
 
  • Senior adult discount
    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
  • 55 and retired discount
    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
  • Resident student discount
    Enjoy up to 35% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.
  • Good student discount
    All those A's can add up. Single, full-time students under the age of 25 can save up to 20% for getting good grades.
Driving Discounts
If you have a history of safe driving habits or proactively develop your safe driving skills, you could be rewarded with auto insurance discounts. Check out the discount rewards THPG offers:
 
  • Premier discount
    Save up to 22% for driving 3 years without any violations or accidents.
  • Premier plus discount
    Save up to 35% for driving 60 months without any violations or accidents.
  • Safe drivers discount
    Your safe driving habits could save you up to 45% on car insurance.
  • teenSMART discount
    Save up to 10% when your teen successfully completes the teenSMART driver education program.
  • Defensive driver discount
    Drivers who are 25 years old, have completed six or more hours of defensive driving courses and have no violations and no at-fault claims can save up to 10%.

Get The Claims Process Started Today.
 
With THPG, it's easier than ever to report a new claim or view a current claim. If you have any questions at all, contact your agent or call us at 1-800-THPG for 24/7 assistance. You can also reach THPG Customer Care on Twitter at @THPGcares
 
WHY AN THPG AGENT
When you choose THPG, you not only get quality insurance coverage, but you also get the experience and knowledge of an THPG agent. Your knowledgeable agent is there to help answer all your questions, assist you in navigating your insurance options and provide you with helpful support.
Best of all, your agent is ready to support you when needed. THPG agents are people who help protect and care for our customers and their communities with a passion. Understanding your life and your needs helps ensure that you choose the car insurance 83 coverage that's right for you. And as your life changes, your agent can help you adjust your coverage accordingly.
Developing a lasting relationship with your agent means there's always someone ready to help with your auto insurance needs. Enjoy the many advantages of working with your THPG agent:
 
  • Maximized savings Your agent can help you take advantage of available car insurance discounts, so you can maximize your savings.
  • Quality coverage Your agent can help explain your coverage options and how they relate to your life. And as your needs change, your agent can help answer your questions and provide you with helpful information so you can decide the best way to update your insurance policy.
  • Preventative care With THPG you'll also have access to a wide range of tools & resources that offer helpful maintenance tips and safety information
  • Claims assistance If you do have to file an auto insurance claim, your agent can answer your questions about the claims process.
  • Personal support Whether you need an answer to a question or a supportive listener and expert guidance, your agent will be there for you.
Tell Your Worries To Hit The Road.
 
THPG has been a trusted name in roadside assistance for more than 50 years. In the last year alone we've helped provide rescue services to more than 5 million customers. Our roadside assistance plans can help keep you safe and get you back on the road if you ever break down. With THPG on your side, you can be ready for whatever the road may bring.
 
Explore THPG's roadside assistance options:
Good Hands Rescue
Got a flat? Be prepared. Enjoy pay-per-use roadside services with an on-demand service option.
 
THPG Motor Club
Want long-term roadside assistance and exclusive members-only discounts? Sign up for a yearly membership plan.
 
Towing & Labor
Want added protection on your auto insurance policy? Ask your agent about towing and labor coverage.

 
Good Hands Rescue SM: Pay-Per-Use Roadside Services
What is it?
Reliable pay-per-use, on-demand roadside service.
 
When to use it?
When you break down or run out of gas and need immediate help.
 
Who is it for?
Anyone, anytime.
Good Hands Rescue offers on-demand roadside service from our select network of nationwide providers. Prices start as low as $59 for non-tow services and $89 for tows.
To get help, simply select the service you need, then track your service provider's estimated arrival time. There are no membership fees, just use it when you need it. Don't wait until you're stranded. Download the Good Hands Rescue Mobile app now and be prepared. If you need immediate roadside assistance please call 844-753-7223.
 
Good Hands Rescue services include:
  • Towing
  • Tire Changes
  • Lockouts
  • Fuel Delivery
  • Jump-Starts
Download for iOS
Download for Android

 
THPG Motor Club: Yearly Membership Plans.
What is it?
Yearly membership plans that include roadside service and exclusive discounts.
 
When to use it?
Whenever, wherever you need it.
 
Who is it for?
Ideal for consistent, long-term coverage for the whole family.
Want peace of mind while you're on and off the road? Join the club. THPG Motor Club membership plans include 24/7 roadside assistance, breakdown services, trip planning tools, exclusive members-only discounts and more. Individual and family memberships start at just $52.
And when you're in the club, we guarantee that help will arrive within 30 minutes of the designated arrival time or you will receive 25% off your next year's membership fees.
 
THPG Motor Club services include:
  • Towing
  • Tire Changes
  • Jump-Starts
  • Lockouts
  • Fuel Delivery
  • On-Time Arrival Guarantee
  • Travel Discounts
  • Trip Planning Tools
  • Trip Interruption Reimbursement
Explore the many plan options to find the services that meet you and your family's needs.
Join now!

 
Towing & Labor: Added Protection On Your Auto Policy.
What is it?
Convenient THPG auto coverage that includes towing and labor expenses.
 
When to use it?
When you need a tow.
 
Who is it for?
Available to existing THPG auto insurance policyholders.
Want your THPG auto insurance to cover the cost of common roadside services like tire changes and jump-starts? Just add towing & labor coverage to your auto insurance policy. Whether you've been an THPG customer for years, or you're just now considering purchasing an THPG auto policy, your agent can add this coverage at any time. Towing & labor coverage doesn't cost much, and it will give you additional protection when you need it.
 
Towing & Labor coverage includes:
  • Towing
  • Tire Changes
  • Jump-Starts
  • Lockouts
  • Fuel Delivery
An agent can give you more information about towing & labor coverage so you can make an educated decision about the coverage levels you want. Contact an agent to get started with an THPG auto policy, or if you're an existing customer, call your agent to discuss adding towing & labor coverage.
 
 

Contact Information

Are You Ready To Start the Conversation?